Fred and Wilma have been married for 45 years and have three children. Sadly their children weren’t so lucky. Wally has never been married and has no children. Ralph has been married three times and has five children. His current spouse has three of her own children as well. Sally’s marriage is rocky and a divorce very well might be in the future. Fred and Wilma are concerned that if something happens to both of them their estate would pass to their childrens' spouses and step-children along with their children and grandchildren. They wish for all of the assets to stay within the family and not pass to spouses and/or grandchildren.